Get Covered!
As a new generation embark upon the amazing adventure that is university, with the promise of new friends and exciting experiences, students might be forgiven for forgetting about some really important things! A really crucial part of any student's university living arrangements is to invest in a good quality student insurance policy.
While many students don't believe it would ever happen to them, the truth is students are at a higher risk of theft than any other demographic. Couple this with accidental damages to mobiles, laptops and TVs, as well as lost keys, and students can easily find themselves well out of pocket if they haven't taken out student insurance.
Before you rush out and buy student insurance it is important to do a bit of research. Much university accommodation comes with a basic level of insurance and, while this will not cover laptops and the like, it will give students a basic protection. The vast majority of contents insurance for students providers will allow you to pick out the level of cover you think you need, allowing you to cover the items most valuable to you and so you aren't paying for cover you do not need.
Student insurance tends to cover items such as laptops, mobiles, bicycles and household items, though it is best to check that laptops are covered by the policy. It is also important to check these items are covered outside of the accommodation, for example if you take your laptop to lectures.
Endsleigh Insurance are one of the market leaders for student insurance and have an number of great deals available, more importantly they are the only insurance company to be recommended by NUS. As you would expect, they are well aware of student needs and their policies are comprehensive, they even aim to replace mobiles and laptops within 24 hours, even if you have dropped it down the loo!! Not too shabby!